Best Credit Builder Loans in Texas
Published: 29 January 2024
Author: Noah Gomez
Finding the right credit builder loan takes time and effort, and sometimes local institutions offer better terms than national offers. In Texas, we looked at over 100 banks, credit union, and online providers to find the most cost-effective and quality options in the market.
Best Overall
GECU Credit Union
Avg. Principal: $750
Avg. APR: 5.5%
Avg. Length: 12 months
GECU's credit builder loan strikes a balance between amount, interest, and duration and is available in nearly 40% of Texas counties unlike other credit unions.
Best from Bank (Physical)
Regions Bank
Avg. Principal: $1,625
Avg. APR: 5%
Avg. Length: 12 months
Best from Credit Union
GECU Credit Union
Avg. Principal: $750
Avg. APR: 5.5%
Avg. Length: 12 months
Best from Digital Lender
Bright
Avg. Principal: $525
Avg. APR: %
Avg. Length: 11 months
Best Texas-Only Credit Builder Loans
Best Multi-State Credit Builder Loans Available in Texas
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