Let's repair build your credit.

Private DIY plans to build your credit using loans & cards with no deposit & no credit check.

15 min/week. Fully-discrete. Any profile.

Take the FREE Credit Profile quiz to find out exactly what cards & loans will get you the best results!

If you're here, it's because...

Credit repair doesn't work⚠

(you disputed errors but still have poor credit, or just don't have any errors)

You're ready to build instead

(add the right products, with the right amount, at the right time)

How Our Packages Work

  1. 🚀 Answer some questions about your credit.
  2. 🧱 Get cards & loans customized for your profile.
  3. 🪜 Do 2 important things with them each week.

Who are they made for?

Anyone with <7 loans & cards.

(including charge-offs, collections, & late payments)

See if you fit → 

Can't you do this alone?

You could learn through trial & error.
But... small mistakes have big and lasting consequences...

Also, credit is boring 😴

We handle the details.

(including selection, timing, & amount).

Why should you do this now?

  1. 🚛 A big chunk (15%) of your credit profile is how long you've had accounts open for.-
  2. 📈 When you open an account, your profile automatically suffers because lenders wonder if you're good for it.-
  3. 📜 So when you need debt (i.e car/house), you must have already built your profile.

It's not rocket science.

You just need a guide.

Take the FREE Credit Profile quiz to find out exactly what cards & loans will get you the best results!

Thick Credit (noun)

a consumer credit profile with the right details to earn lender trust, and their best rates

Credit Building (verb)

adding the right cards & loans, in the right amount, at the right time, to a credit report

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Made with ❤️ in Florida


Thick Credit is not a credit repair organization, a credit conseling agency, or a debtor education providor. It does not act on your behalf to communicate with credit reporting agencies or provide pre-bankruptcy credit counseling and pre-discharge debtor education for bankruptcy.

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