Best Credit Builder Loans in Oregon
Published: 3 July 2024
Author: Noah Gomez
In Oregon, we looked at over 30 banks, credit unions, and online providers to find the most cost-effective and quality options in the market.
There aren't a lot, but Oregon's three offers get the job done.
Best Overall
KeyPoint Credit Union
Avg. Principal: $500
Avg. APR: %
Avg. Length: 18 months
KeyPoint is one of very few credit builders with 0% interest. You can choose from 12 to 24 month terms with a principal amount of $500, making this arguably the most competitive credit builder loan in the nation, and it's available in Oregon for employees of Apple, Intel, Cisco, Adobe, Synopsys, eBay, Juniper, & Samsung.
Best from Bank (Physical)
BMO Bank
Avg. Principal: $1000
Avg. APR: 12.24%
Avg. Length: 42 months
Best from Credit Union
KeyPoint Credit Union
Avg. Principal: $500
Avg. APR: %
Avg. Length: 18 months
Best from Digital Lender
Self
Avg. Principal: $1,798
Avg. APR: 15.85%
Avg. Length: 24 months
Best Oregon-Only Credit Builder Loans
Best Multi-State Credit Builder Loans Available in Oregon
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