Best Credit Builder Loans in Oklahoma

Published: 10 May 2024

Author: Noah Gomez 

Finding the right credit builder loan can be challenging. In many cases, investigating offers from local institutions reveals rare gems hidden under national brands. In Oklahoma, there are only 2 local offers, but neither one is competitive at the national level. For the sake of relevance, we include them below, but Oklahomans should in most cases prefer the big names.

Best Overall

Allegiance Credit Union

Avg. Principal: $1,000
Avg. APR: 9.99%
Avg. Length: 14 months

Limiting the scope to offers ONLY from Oklahoma, Allegiance Credit Union's 9.99% APR loan for $1,000 on average over 14 months is a superior offer to its only competitor — Focus Federal Credit Union.

Best from Bank (Physical)

BMO Bank

Avg. Principal: $1000
Avg. APR: 12.24%
Avg. Length: 42 months

Best from Credit Union

Allegiance Credit Union

Avg. Principal: $1,000
Avg. APR: 9.99%
Avg. Length: 14 months

Best from Digital Lender

Magnum

Avg. Principal: $6000
Avg. APR: 7.42%
Avg. Length: 66 months

Best Oklahoma-Only Credit Builder Loans

Best Multi-State Credit Builder Loans Available in Oklahoma

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