Best Credit Builder Loans in Ohio

Published: 12 April 2024

Author: Noah Gomez 

Finding a credit builder loan that works for your situation is not always easy, and its easy to skip over local offers in favor of national brands.

In Ohio, we looked at over 20 banks, credit unions, and digital lenders to find the most cost-effective & trustworthy offers on the market.

Best Overall

AURGroup Credit Union

Avg. Principal: $500
Avg. APR: 5.02%
Avg. Length: 12 months

AURGroup's credit builder loan boasts a 5.02% APR, which is independently sufficient to convince Buckeyes, and it really drives the value proposition home with an accessible $500 principal repayable over 12 months in $43.80 monthly payments.

Best from Bank (Physical)

Republic Bank

Avg. Principal: $1,000
Avg. APR: 9.25%
Avg. Length: 18 months

Best from Credit Union

AURGroup Credit Union

Avg. Principal: $500
Avg. APR: 5.02%
Avg. Length: 12 months

Best from Digital Lender

Cambio

Avg. Principal: $300
Avg. APR: %
Avg. Length: 12 months

Best Ohio-Only Credit Builder Loans

Best Multi-State Credit Builder Loans Available in Ohio

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