Best Credit Builder Loans in New Hampshire

Published: 7 July 2024

Author: Noah Gomez 

Finding the right credit builder loan is not easy. In some states, local institutions offer credit builder loans whose terms stand competitive even on the national stage.

In New Hampshire, we looked at over 15 banks, credit unions, and digital lenders to identify the most affordable yet trustworthy options for New Hampshirites.

Best Overall

Granite State Credit Union

Avg. Principal: $500
Avg. APR: 3%
Avg. Length: 54 months

If not for the name alone, New Hampshirites benefit from Granite State's 8.25% APR. It's just slightly higher than the national average but is available for a 12 month term on $500 in principal, making it competitive on the national stage.

Best from Bank (Physical)

BMO Bank

Avg. Principal: $1000
Avg. APR: 12.24%
Avg. Length: 42 months

Best from Credit Union

Granite State Credit Union

Avg. Principal: $500
Avg. APR: 3%
Avg. Length: 54 months

Best from Digital Lender

Ava

Avg. Principal: $252
Avg. APR: 2%
Avg. Length: 12 months

Best New Hampshire-Only Credit Builder Loans

Best Multi-State Credit Builder Loans Available in New Hampshire

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