Best Credit Builder Loans in New Hampshire
Published: 7 July 2024
Author: Noah Gomez
Finding the right credit builder loan is not easy. In some states, local
institutions offer credit builder loans whose terms stand competitive even on the
national stage.
In New Hampshire, we looked at over 15 banks, credit unions, and digital lenders to identify the most affordable yet trustworthy options for New Hampshirites.
Best Overall
Granite State Credit Union
Avg. Principal: $500
Avg. APR: 3%
Avg. Length: 54 months
If not for the name alone, New Hampshirites benefit from Granite State's 8.25% APR. It's just slightly higher than the national average but is available for a 12 month term on $500 in principal, making it competitive on the national stage.
Best from Bank (Physical)
BMO Bank
Avg. Principal: $1000
Avg. APR: 12.24%
Avg. Length: 42 months
Best from Credit Union
Granite State Credit Union
Avg. Principal: $500
Avg. APR: 3%
Avg. Length: 54 months
Best from Digital Lender
Ava
Avg. Principal: $252
Avg. APR: 2%
Avg. Length: 12 months
Best New Hampshire-Only Credit Builder Loans
Best Multi-State Credit Builder Loans Available in New Hampshire
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