Best Credit Builder Loans in Nevada

Published: 21 June 2024

Author: Noah Gomez 

Finding the right credit builder loan takes time and effort, and sometimes local institutions offer better terms than national offers. In Nevada, we looked at over 30 banks, credit union, and online providers to find the most cost-effective and quality options in the market.

There aren't a lot, but Nevada's two offers get the job done.

Best Overall

Great Basin Credit Union

Avg. Principal: $2,550
Avg. APR: 3%
Avg. Length: 12 months

Great Basin's credit builder loan has an APR of 3%, which is significantly lower than the national average of 7.78%. It offers up to $5,000 in principal for 1 year. All things said, this makes a competitive proposal for Nevadans.

Best from Bank (Physical)

Heritage Bank of Nevada

Avg. Principal: 30
Avg. APR: 9.99%
Avg. Length: 30 months

Best from Credit Union

Great Basin Credit Union

Avg. Principal: $2,550
Avg. APR: 3%
Avg. Length: 12 months

Best from Digital Lender

Kovo

Avg. Principal: $240
Avg. APR: %
Avg. Length: 24 months

Best Nevada-Only Credit Builder Loans

Best Multi-State Credit Builder Loans Available in Nevada

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