Best Credit Builder Loans in Montana

Published: 8 July 2024

Author: Noah Gomez 

Finding the right credit builder loan takes time and effort, and sometimes local institutions offer better terms than national offers. In Montana, we looked at over 5 banks, credit union, and online providers to find the most cost-effective and quality options in the market.

Best Overall

Altana Credit Union

Avg. Principal: $3,000
Avg. APR: 5.49%
Avg. Length: 36 months

We don't know of any true Montana-only credit builder loans, but Altana credit union (Wyoming & Montana) proposes a competitive 5.49% APR (average is 7.78%) on amounts ranging $1,000 to $3,000 over 12 - 60 months. These terms are competitive even against digital lending offers. Altana takes care of Montanans.

Best from Bank (Physical)

BMO Bank

Avg. Principal: $1000
Avg. APR: 12.24%
Avg. Length: 42 months

Best from Credit Union

Altana Credit Union

Avg. Principal: $3,000
Avg. APR: 5.49%
Avg. Length: 36 months

Best from Digital Lender

Ava

Avg. Principal: $252
Avg. APR: 2%
Avg. Length: 12 months

Best Montana-Only Credit Builder Loans

Best Multi-State Credit Builder Loans Available in Montana

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