Best Credit Builder Loans in Georgia

Published: 15 February 2024

Author: Noah Gomez 

Georgia hosts 3 strong credit builder loans from local institutions that cover residents in 55 counties. Finding the right option takes time and effort, so looked at over 38 banks, credit union, and online providers to find the most cost-effective and quality options in the market for Georgia residents.

Best Overall

Robins Credit Union

Avg. Principal: $1,000
Avg. APR: 3%
Avg. Length: 12 months

Robins Credit Union's $1,000 credit builder loan last 12 months and comes it far below the national average APR at only 3%. Covering 45 counties, this is one of the best local offers in the nation.

Best from Bank (Physical)

Regions Bank

Avg. Principal: $1,625
Avg. APR: 5%
Avg. Length: 12 months

Best from Credit Union

Robins Credit Union

Avg. Principal: $1,000
Avg. APR: 3%
Avg. Length: 12 months

Best from Digital Lender


Avg. Principal: $1050
Avg. APR: 15.62%
Avg. Length: 36 months

Best Georgia-Only Credit Builder Loans

Best Multi-State Credit Builder Loans Available in Georgia

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