Published: 16 April 2024
Author: Noah Gomez
Finding the right credit builder loan is not easy. You can go with a national offer, but it may not report to all 3 credit bureaus and offers penalty-free cancellation. What's more, local institutions can offer superior terms. In California, we looked at over 22 banks, credit unions, and digital lenders to find the most competitive offers on the market.
Avg. Principal: $500
Avg. APR: %
Avg. Length: 18 months
KeyPoint's credit builder loan is one of the few you can get at 0% APR. Available for residents in Alameda, Contra Costa, El Dorado, Placer, Sacramento, San Mateo, Santa Barbara, Santa Clara, & Ventura countie, and offers a competitive 12 — 24 month $500 principal. For most borrowers, this is as good as it gets.
Avg. Principal: $500
Avg. APR: 4.01%
Avg. Length: 12 months
Avg. Principal: $500
Avg. APR: %
Avg. Length: 18 months
Avg. Principal: $1050
Avg. APR: 15.62%
Avg. Length: 36 months
Thick Credit is not a credit repair organization, a credit conseling agency, or a debtor education providor. It does not act on your behalf to communicate with credit reporting agencies or provide pre-bankruptcy credit counseling and pre-discharge debtor education for bankruptcy.
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